Credit Analyst Personal Banking Mortgage Lending Dubai, UAE
Full time @First Abu Dhabi Bank posted 1 week ago in Banking & Insurance Shortlist Email JobJob Detail
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Job ID 22112
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Career Level Others
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Experience 4 Years
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Industry Banking & Insurance
Job Description
Job Title
Credit Analyst Personal Banking Mortgage Lending Dubai, UAE
Job Description
Credit Analyst Personal Banking Mortgage Lending Dubai, UAE Position OverviewFirst Abu Dhabi Bank (FAB), the largest bank in the UAE and a global leader in financial services, is seeking a detail-oriented and analytical Credit Analyst to join its Personal Banking Credit team in Dubai. The role focuses on reviewing, assessing, and recommending mortgage loan applications, ensuring credit risk is properly evaluated and aligned with internal policies. Ideal for a finance professional with a strong background in credit analysis and risk assessment in the banking sector. Job DetailsLocation: United Arab EmiratesLocation: DubaiIndustry: Banking / Mortgage ProfessionalsFunction: Financial AnalysisSalary: AED 14000 18000 monthlyGender: AnyCandidate Nationality: AnyCandidate Preferred Location: AnyJob Type: Full-time Key Responsibilities * Evaluate creditworthiness of clients by analyzing financial statements, bank data, and credit history* Prepare and review credit proposals related to mortgage loans in compliance with bank policies* Ensure all required documentation is complete, accurate, and aligned with regulatory and audit requirements* Highlight credit risks, policy deviations, and suggest risk mitigants in proposals submitted for approval* Monitor and manage exceptions such as incomplete or deferred security documents* Process applications through internal systems (e.g., CAS) within specified service level agreements* Conduct external verifications such as Employment Verification (EV) and Contact Point Verification (CPV)* Coordinate with other internal departments to support application processing and approvals* Maintain productivity reports and submit regular updates to the reporting manager* Maintain professional conduct and effective communication with internal stakeholders* Continuously update knowledge on regulatory standards, bank policies, and credit evaluation techniques Candidate Profile * Bachelor s degree in Business Administration, Finance, Banking, or related discipline* Minimum 3 years of experience in credit analysis or risk assessment, including 1 year in a similar role* Strong understanding of banking products, particularly in personal and mortgage lending* Knowledge of Central Bank regulations, credit risk policies, and underwriting practices* High attention to detail, accuracy, and confidentiality in reviewing financial data* Excellent communication and interpersonal skills for cross-functional coordination* Proficiency in internal banking systems and productivity reporting tools Why Join FABAt FAB, you will be empowered to take ownership of your work, contribute to meaningful projects, and grow within a progressive banking institution. FAB offers a collaborative culture, strong leadership support, and a commitment to excellence, diversity, and innovation. About the CompanyFirst Abu Dhabi Bank (FAB) is the UAE s most trusted and largest financial institution, offering a comprehensive suite of banking products across personal, corporate, and investment banking. With a reputation for safety, performance, and innovation, FAB is shaping the future of banking in the region and beyond.
Post Details, Naukrigulf, First Abu Dhabi Bank
Required skills
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