Credit Review Manager, Sign In
Full time @ADIB Candidate Experience site posted 1 month ago in Accounting & Finance Shortlist Email JobJob Detail
-
Job ID 6504
-
Career Level Others
-
Experience Fresh
-
Gender Male
-
Industry Development
-
Qualifications Certificate
Job Description
Role : Credit Review Manager
Location : Abu Dhabi
Role Purpose:
• Process credit applications / requests for Project & Structured Finance within Wholesale Banking Group (WBG) and International Business Group (IBG).
• Make balanced credit decisions and provide an independent view regarding proposed business transactions
• Communicate and adhere to ADIB’s risk culture, risk appetite and tolerance, risk policies, practices, procedures and risk limits
Key Accountabilities of the role
• Review and approve, new finance requests, annual reviews, CCRs within DLA and provide credit recommendations to higher approving authorities for requests in excess of DLA
• Establish effective communication with Business to understand the client’s needs and ensure that deal due diligence (qualitative and quantitative) is robust
• Ensure that facilities purpose and structure are in line with customers’ financing requirements and repayment capacity; optimize the risk return trade off through efficient collaterals, financial covenants and terms & conditions
• Make sure appropriate risks / mitigation analysis is in place, primary & secondary sources of repayment have been adequately identified, addressed, and can withstand the tenor on base and stressed case scenarios.
• Ensure Credit Policy and TM/RAC adherence and ensure that appropriate justification/mitigants are in place
• Ensure strict compliance with bank’s credit policies and procedures and central bank laws and regulations
• Conduct joint customer site visits when required in order to evaluate the quality of the management / operation and credit worthiness
• Monitor post disbursement, past dues and TOD reports and oversee collection of past due accounts in coordination with the business team
• Participate in projects that streamline and improve existing processes including policy and process revisions
• Any other special assignment given by line manager / GCCO
Specialist Skills / Technical Knowledge Required for this role:
• 3-5 years of Corporate Banking / credit experience
• At least 3 years of local/regional market experience
• Good working knowledge of banking products
• Numerical and detail oriented
• Degree in Business Administration/Finance/Accounting
UAE Nationals are encouraged to apply for this role.
Other jobs you may like
-
Manager – AI Software Developer
- @ Ernst & Young AE
- Dubai, United Arab Emirates